New York: 450,000 lose Essential Plan; enroll by Dec 15 for Jan 1 coverage

NY State of Health's 2027 open enrollment runs November 1, 2026 through January 31, 2027. Eleven insurers offer plans, down from 12, as Oscar Health leaves.

In this brief: 3 sections 1 min read

- Open enrollment: November 1, 2026 through January 31, 2027
- Enroll by December 15, 2026 for coverage starting January 1, 2027
- Over 800,000 New Yorkers are up for renewal this season
- H.R.1 ended Essential Plan eligibility for incomes above 200% and up to 250% of the federal poverty level
- About 450,000 New Yorkers affected, effective July 2026
- About 60% were renewed into alternate coverage, per NY State of Health
- 11 insurers offer 2027 Qualified Health Plans, down from 12
- Oscar Health is leaving the Marketplace, affecting 4,800 consumers, who need to pick a new plan

Read full analysis on info.nystateofhealth.ny.gov

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