Iowa: Medica exits individual market Jan 1; six insurers left for 2027 ACA plans
Former Medica individual policyholders in Iowa must pick a new carrier during open enrollment. Pick by December 15 for coverage starting January 1, 2027.
In this brief: 4 sections 1 min read
Medica leaves Iowa's consumer market effective January 1, 2027. Its individual policyholders must choose a new carrier during open enrollment through HealthCare.gov.
Avera Health Plans, Bankers Reserve, Iowa Total Care (Ambetter), Oscar, UnitedHealthcare Plan of the River Valley and Wellmark. Wellmark covers all 99 counties; UnitedHealthcare 17; Avera and Bankers Reserve 7 each.
Pick by December 15, 2026 for January 1 coverage. Picks from December 16 to January 15, 2027 start February 1. After that, only a qualifying life event opens a special enrollment period.
The year-round special enrollment period for households at or below 150% of the federal poverty level has been removed for plan year 2027, per the division.