Chase Total Checking: $400 for new customers, open by Jan 27, 2027

Chase is paying $400 to new Total Checking customers who get at least $1,000 in direct deposits within 90 days. The offer runs through January 27, 2027.

In this brief: 4 sections 1 min read

- $400 cash bonus
- Direct deposits must total $1,000+ within 90 days of offer enrollment
- Paycheck, pension or government benefit deposits count; Zelle, external transfers and mobile check deposits don't
- Existing Chase checking customers are excluded
- Not available if an account closed in the last 90 days, or closed with a negative balance in the last 3 years
- One new-checking bonus every two years
- Waived with $500+ in qualifying electronic deposits, a $1,500 daily balance, or other options
- No fee for at least the first two statement periods
- Bonus paid within 15 days of meeting the requirements
- Open the account with the offer code by 01/27/2027, online or at a branch.

Read full analysis on account.chase.com

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