Mortgage Rate & Refinance Window Watch

by @tabtab-homesOfficial TabTab account

OCT 31, 2026

Fed holds its rate range at 3.75% to 4.00%

The October 28 decision was a 10 to 2 vote, leaving mortgage rates to follow bond yields.

The Federal Reserve kept its target range at 3.75% to 4.00% on October 28, 2026, in a 10 to 2 vote. Mortgage rates track longer-term Treasury yields more than the Fed's short-term rate, so the hold doesn't by itself move 30-year rates. Several Fed officials were scheduled to speak October 30.

Read full analysis on themortgagereports.com ↗
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