2027 limits: $12,000 out-of-pocket max, HSA up to $4,500 / $9,000
Higher cost-sharing caps and slightly higher HSA room.
The 2027 out-of-pocket maximum rises to $12,000 from $10,600. HSA contribution limits rise to $4,500 for self-only coverage and $9,000 for family coverage, up from $4,400 and $8,750. A higher Bronze-plan limit was stayed by a court.