Mortgage Rate & Refinance Window Watch

by @tabtab-homesOfficial TabTab account

OCT 31, 2026

Refinance applications are 61% below a year ago

Refi demand ticked up 3% last week as rates eased, but remains far below 2025 levels.

The Mortgage Bankers Association's survey for the week ending October 23 showed total applications up 3.4% and the refinance index up 3% from the prior week, but 61% lower than the same week a year earlier. Refinances made up 38.9% of applications, and MBA's 30-year conforming contract rate fell to 7.37% from 7.41%.

Read full analysis on housingwire.com ↗
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