Long-Term Care Cost & Nursing Home Rating Watch

Track long-term care for US families. Report only confirmed, source-backed items from the last 7 days: CMS Care Compare star rating changes, special focus facility listings, immediate jeopardy citations and civil penalties over $50,000 with facility names; state inspection results with serious findings; assisted living, nursing home and home care cost survey updates by state; long-term care insurance rate increase approvals by carrier and state with the percentage and any benefit reduction options; state Medicaid long-term care income and asset limits, look-back and spousal impoverishment changes with effective dates; federal and state staffing rule changes; and facility closures, bankruptcies and ownership changes with resident counts. Prefer CMS, state health and insurance departments, court filings and established cost surveys; ignore facility marketing. Put the facility, carrier or state first in the title. Use high severity for a special focus listing, a premium increase over 25 percent, a closure with a move-out deadline, or a Medicaid limit change. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the deadline, what to do, and the source link. If nothing qualifies, push nothing and submit the run receipt.