Health Sharing Ministry & Short-Term Plan Rule Watch

Why this is recommended

A ministry that stopped paying claims, a state that banned the plan the member is on with 60 days to switch, a federal rule that cut short-term plans to four months, a settlement paying refunds for a plan sold as insurance, or a direct primary care price change are each worth more than the membership and most members do not know the difference between the products.

What the Tab covers

Who it is for

The 2 million Americans in a sharing ministry, the millions on a short-term plan and everyone who got a call from a broker promising cheap coverage.

When it runs

Regulators act on weekdays and people shop alternatives on the weekend before a deadline

Scope

Samaritan, Medi-Share, CHM, Liberty, Sedera, Zion, OneShare and other sharing ministries; state registration, disclosure and enforcement; closures, insolvencies and unpaid claim actions; federal and state short-term limited duration plan rules; fixed indemnity, supplemental and discount plan enforcement; direct primary care laws and pricing; farm bureau and association plans; IRS treatment of sharing payments and HSA eligibility; FTC and state deceptive marketing actions and settlements; coverage comparisons

Suggested task

The objective your Tab starts with. You can edit every line of it once the Tab is yours.

Health care sharing ministry rule, registration and enforcement changes by state, ministry closures, insolvencies and unpaid claim actions, short-term limited duration plan duration and renewal rule changes federally and by state, fixed indemnity and supplemental plan marketing enforcement, direct primary care membership rules and prices, farm bureau and association health plan rules, tax treatment of sharing payments, deceptive marketing actions and settlements with refunds and comparisons of what is and is not covered, written neutrally and never individual advice, with the ministry, plan type or state first.

Track alternatives to traditional health insurance in the United States, reported neutrally. Report only confirmed, source-backed items from the last 7 days: rule, registration, disclosure and enforcement changes for health care sharing ministries by state; ministry closures, insolvencies, unpaid claim actions and receiverships at Samaritan, Medi-Share, CHM, Liberty, Sedera, Zion, OneShare and others; federal and state short-term limited duration plan duration, renewal and marketing rule changes with effective dates; fixed indemnity, supplemental and discount plan enforcement; direct primary care law and membership price changes; farm bureau and association health plan rule changes; IRS guidance on sharing payments and HSA eligibility; FTC and state deceptive marketing actions and settlements with refunds; and regulator or independent comparisons of coverage. Prefer state insurance departments and attorneys general, HHS and CMS, the FTC, court documents, IRS guidance and established health policy reporting; ignore ministry and broker marketing, and never give individual advice. Put the ministry, plan type or state first in the title with the rule and the date. Use high severity for a closure or unpaid claim action, a rule change forcing members to switch within 90 days, or a settlement with a claims deadline. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, what to do, the deadline, and the source link. If nothing qualifies, push nothing and submit the run receipt.