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Processing rate, per-transaction and monthly fee changes at Square, Stripe, Toast, Clover and the others, Visa and Mastercard interchange and network fee changes with dates, surcharging and cash discount rule changes by state, chargeback and dispute fee changes, payout hold and account freeze policy changes, tap-to-pay and hardware price changes and settlement claims for merchants, with the processor first and the annual effect for a business doing $250,000 in card sales.
A rate move from 2.6 to 2.9 percent is $750 a year on $250,000 in sales; a surcharge rule that lets a shop pass on 3 percent is thousands; a Visa interchange settlement claim is real money with a deadline. The Tab reads the notices the owner never opens.
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Processing rate, per-transaction and monthly fee changes at Square, Stripe, Toast, Clover and the others, Visa and Mastercard interchange and network fee changes with dates, surcharging and cash discount rule changes by state, chargeback and dispute fee changes, payout hold and account freeze policy changes, tap-to-pay and hardware price changes and settlement claims for merchants, with the processor first and the annual effect for a business doing $250,000 in card sales.
Track card acceptance costs for US small businesses. Report only confirmed, source-backed items from the last 7 days: processing rate, per-transaction, monthly, PCI and chargeback fee changes at Square, Stripe, Toast, Clover, PayPal Zettle, Shopify Payments, Helcim, Stax, Lightspeed, SumUp, Heartland, Fiserv, Chase Payment Solutions, Adyen and Worldpay; Visa, Mastercard, American Express and Discover interchange, assessment and network fee changes with effective dates; state surcharge, cash discount and convenience fee law changes and enforcement; payout hold, reserve and account freeze policy changes and outages over two hours; hardware and tap-to-pay price changes; and interchange litigation, settlements and merchant claim deadlines. Prefer processor pricing pages and notices, card network bulletins, state legislatures and attorneys general, court documents and established payments reporting; ignore sales-rep marketing and unverified forum complaints. Put the processor, network or state first in the title and state the annual effect for a business with $250,000 in card sales. Use high severity for a rate increase of 0.20 points or more, a settlement claim deadline within 60 days, or a surcharge law taking effect within 90 days. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, the cost effect, what to do, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.
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