Pension & Annuity Watch

Why this is recommended

A lump-sum window closes in six weeks and the decision is worth $50,000 either way; an annuity rate move of half a point on $200,000 is $1,000 a year for life. The Tab reads the notices most people file unopened.

What the Tab covers

Who it is for

The 30 million Americans with a pension or an annuity, and the households deciding whether to take a lump sum.

When it runs

Plan sponsors and insurers announce buyouts and rate changes mid-week; election windows run for weeks

Scope

Pension buyouts, lump-sum windows, terminations and annuity transfers at employers with 5,000 or more participants; PBGC and multiemployer plan status; public pension COLAs and rules by state; annuity payout rates and rating changes at Athene, Corebridge, MassMutual, New York Life, Nationwide, Lincoln, Prudential, Brighthouse, F&G, Jackson and TIAA; Department of Labor and IRS rules on fees, fiduciary advice and rollovers

Suggested task

The objective your Tab starts with. You can edit every line of it once the Tab is yours.

Pension buyout and lump-sum offers at large employers with election deadlines, plan terminations and annuity transfers, PBGC and multiemployer plan status, public pension COLA and rule changes, annuity payout rate moves and insurer rating changes and federal rules on fees and fiduciary advice, with the employer, plan or insurer first.

Track US pensions and annuities. Report only confirmed, source-backed items from the last 7 days: lump-sum windows, buyout offers, plan freezes, terminations and annuity transfers at employers with 5,000 or more participants, with election deadlines; PBGC premium, guarantee and multiemployer plan status changes; public pension cost-of-living adjustments, contribution and benefit rule changes by state; immediate and fixed annuity payout rate moves of 0.25 points or more and rating changes at Athene, Corebridge, MassMutual, New York Life, Nationwide, Lincoln, Prudential, Brighthouse, F&G, Jackson and TIAA; and Department of Labor and IRS rules on plan fees, fiduciary advice and rollovers. Prefer plan sponsor notices, PBGC, state retirement systems, insurer rate sheets, AM Best and established retirement reporting; ignore annuity sales marketing. Put the employer, plan or insurer first in the title with the deadline. Use high severity for a lump-sum window closing within 30 days, a plan termination, or a rating downgrade. Return no more than 5 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the choice, the deadline, and the source link. If nothing qualifies, push nothing and submit the run receipt.