ATM, Cash & Coin Access Watch

Track access to cash for US consumers. Report only confirmed, source-backed items from the last 7 days: cash acceptance laws and cashless business bans passed, taking effect or enforced by any state or city; ATM surcharge, foreign fee and cap changes at the 50 largest banks and the Allpoint, MoneyPass and Co-op networks; branch and ATM closure announcements affecting a metro or a county with no other branch; Federal Reserve coin circulation notices and coin counting fee changes at banks and Coinstar; cash deposit limit, hold and reporting rule changes; cash-back-at-register fee introductions or changes at Walmart, Kroger, Dollar General and other national chains; withdrawal limit and verification rule changes; cash-out fee changes at Venmo, Cash App, PayPal and major prepaid cards; and currency redesign and legal tender news from the Treasury. Prefer state and city legislatures, bank fee schedules, network pages, the Federal Reserve, the Treasury, retailer pages and established consumer reporting; ignore unverified posts. Put the bank, city or rule first in the title with the fee or rule and the date. Use high severity for a fee increase of $1 or more at a top-10 bank or network, a cash acceptance law taking effect within 60 days, or a last-branch closure. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, what to do, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.