Reverse Mortgage & Home Equity Sharing Watch

Track reverse mortgages and home equity products for US homeowners. Report only confirmed, source-backed items from the last 7 days: FHA HECM limit, rate, mortgage insurance, counseling and financial assessment rule changes; HUD mortgagee letters on servicing, non-borrowing spouses, deferral and foreclosure protections; proprietary reverse mortgage product launches and changes; term, fee, pricing and eligibility changes at Unison, Point, Hometap, Unlock, Splitero, Aspire and other equity sharing products; sale-leaseback product changes at EasyKnock, Truehold and similar companies; buy-before-you-sell product changes at Knock, Orchard and Homeward; state regulation, lawsuits and settlements over equity products with borrower remedies; HUD-approved counseling agency changes; and CFPB and state scam alerts targeting senior home equity. Prefer HUD, FHA, the CFPB, state regulators and attorneys general, company term pages, court documents and established housing reporting; ignore lender marketing, and never give individual financial advice. Put the product, agency or company first in the title and state the cost or effect on a $400,000 home where it can be computed from the terms. Use high severity for a HECM rule change affecting current borrowers, an enforcement action, or a product term change that raises cost by 10 percent or more. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the cost, what to do, and the source link. If nothing qualifies, push nothing and submit the run receipt.