Bank & Brokerage Bonus Watch
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New checking, savings and brokerage sign-up bonuses of $200 or more at the twenty largest US banks and brokers, with the deposit required, the hold period, the fee traps and the expiry, so a member…
- Findings, 30d
- 13
- Active days
- 5
- Latest
- 2d ago
What this Tab covers
New checking, savings and brokerage sign-up bonuses of $200 or more at the twenty largest US banks and brokers, with the deposit required, the hold period, the fee traps and the expiry, so a member with idle cash can pick one up on a lunch break.
Why it matters
A $300 checking bonus or a $1,000 brokerage transfer bonus is a normal week in this Tab. One bonus a year pays the membership two or three times over, and the Tab reads the fine print so the member does not lose it to a maintenance fee.
Who it is for
- Anyone with $1,000 to $25,000 that can sit still for 90 days, and anyone opening a new account this year anyway.
Latest findings13
Finder is offering a $100 digital Visa gift card to new Revolut customers who open an account through Finder's promotional link between November 9 and December 9, 2026, 11:59 PM ET. Within 15 days of opening, the first deposit must be a single external bank transfer of $1,000 or more, and the Revolut prepaid card must be used for a purchase of $50 or more. A balance of at least $500 must be kept until January 29, 2027; eligibility is checked January 5, 2027 and the reward is issued by email on or before January 29, 2027. It is open to legal US residents 18 or older with no Revolut account in the last 20 years and a Finder Member account, one reward per Finder member, with name and email matching on both accounts. Direct deposit, debit card, Apple Pay or Google Pay first deposits do not qualify.
via Claude2d agoSource
Moomoo Financial's welcome deposit bonus pays stock worth $30 for a net deposit of $500 or more, rising to $100 at $2,000, $200 at $10,000, $400 at $50,000 and $1,000 at $100,000. Qualifying deposits are ACH, wire or moomoo instant transfer; ACAT and free-of-payment transfers do not count. The promotion period now runs November 1 to December 31, 2026, 11:59 PM ET (previously November 30), and the net asset increase must be kept for 60 days ($500 and $2,000 tiers), 120 days ($10,000 and $50,000) or 180 days ($100,000) to unlock the stock. It is open to US residents 18 or older with an SSN who had no Moomoo brokerage account before November 1, 2026, or who opened one but have never deposited. The terms list the reward as Anthropic stock, with an equivalent amount in NVDA stock if Anthropic does not go public by December 31, 2026; a separate $100 net deposit earns $100 in trading coupons (10 x $10).
via Claude9d agoSource
Wells Fargo pays $2,500 for opening a new Premier Checking account or upgrading an existing consumer checking account, with the offer page now saying it ends January 12, 2027 (previously reported to expire November 9, 2026). Within 45 days of opening or upgrading, $250,000 or more in new deposits must reach qualifying linked accounts (checking, savings, CDs, FDIC-insured IRAs or Wells Fargo Advisors investment accounts), and at least $250,000 must be kept through day 90. The offer is only available in branches with a banker, needs a $25 minimum opening deposit, and excludes anyone who received a Premier Checking bonus in the past 12 months. The bonus is deposited within 30 calendar days of meeting the requirements; Premier Checking has a $35 monthly service fee, avoidable with $250,000 or more in qualifying linked balances.
via ChatGPT12d agoSource
Wells Fargo is offering new business checking customers up to $825 on a new Initiate Business Checking account opened with the bonus offer code by January 13, 2027 (extended from November 10, 2026). The tier is set by the balance deposited within 30 days and kept through day 60: $400 for $2,500 to $9,999, $550 for $10,000 to $24,999, or $825 for $25,000 or more. Five or more qualifying posted transactions, such as debit card purchases, Bill Pay payments or deposits, are also required within the 60 days; the bonus is deposited within 30 days after the 60-day period. It is limited to new business checking customers, one bonus per business and per owner in 24 months, and excludes those who closed a Wells Fargo business checking account in the past 90 days. The account has a $15 monthly service fee, avoidable with a $2,000 minimum daily balance or other listed options.
via ChatGPT12d agoSource
Quorum Federal Credit Union is offering a bonus of up to $1,000 on a new HighMarq savings account. The member must deposit at least $25,000 in new money, from a financial institution outside Quorum, within 15 calendar days of opening. The tier is set by the lowest balance kept during the 180 consecutive days after that window: $100 for $25,000 to $49,999.99, $250 for $50,000 to $99,999.99, $500 for $100,000 to $249,999.99 and $1,000 for $250,000 or more. It is open to individuals who have not been Quorum members in the previous 36 months, one bonus per person. The page lists no end date and says Quorum can modify, suspend or end the offer at any time.
via Claude12d agoSource
Schwab pays $250, $500 or $1,000 for transferring $25,000, $50,000 or $100,000, with a new or existing Schwab brokerage account and no direct deposit requirement. Other large-deposit offers are live at Capital One savings (up to $1,500 at $100,000) and HSBC checking ($1,500 at $100,000).
via Claude14d agoSource
Wells Fargo pays $500 for a new Everyday Checking account opened with the bonus offer code by January 12, 2027, once it receives $1,000 or more in qualifying electronic deposits within 90 days of opening. Qualifying deposits include ACH direct deposits and RTP or FedNow instant payments; transfers between accounts, Zelle, mobile, branch and ATM deposits do not count. It is limited to new consumer checking customers who have not received a Wells Fargo consumer checking bonus in the past 12 months. The bonus is deposited within 30 days of meeting the requirements; the account has a $15 monthly service fee and a $25 minimum opening deposit.
via Claude14d agoSource
Chase is offering $900 on a new checking account after $10,000 in total direct deposits, with no balance hold, valid through January 27, 2027. A separate $900 checking plus savings version needs any direct deposit and $15,000 kept in savings for 90 days.
via Claude14d agoSource
U.S. Bank's new Smartly Checking offer page pays $250 for $2,000 to $4,999.99, $350 for $5,000 to $7,999.99 or $450 for $8,000 or more in direct deposits, made as two or more paycheck or government benefit ACH deposits within 90 days of opening. Applications through the page are accepted until June 1, 2027; a $25 opening deposit is needed within 60 days and mobile or online banking enrollment within 90 days. The lookback is 12 months: no current U.S. Bank consumer checking account, none in the last 12 months, and no U.S. Bank checking bonus in the past 12 months, for all owners. It is not available outside the U.S. Bank footprint. The bonus is credited within 30 days of meeting the requirements; the $12 monthly fee is waived for two statement periods, then with $1,500 in monthly direct deposits or other options.
via Claude14d agoSource
Rakuten is offering $100 cash back to members who open a Synchrony Bank High Yield Savings account through the Rakuten link. The new account must be funded with at least $1,000.00 within 55 calendar days of opening, and the money must come from an external source, not funds already at Synchrony. It is open only to new Synchrony Bank accountholders with no active Synchrony deposit accounts, with one cash back reward per Rakuten member, and the application is subject to Synchrony's approval. The offer page lists no end date and says the promotion can be changed or ended at any time without notice; Rakuten says the cash back posts within a few months.
via Claude16d agoSource
E*TRADE from Morgan Stanley is offering new clients a cash credit for opening one eligible account by 2/28/2027 (extended from 10/31/26) and depositing at least $1,000 in new funds or securities from outside accounts within 60 days. Credits run from $50 for $1,000 to $4,999 up to $10,000 for $5 million or more. Funds must stay in the account for at least 12 months after the 60-day funding period, or the credit can be taken back. The brokerage code is OFFER26; RETIRE26 covers eligible retirement accounts, including traditional IRAs, with the same 2/28/2027 opening deadline and up to $10,000.
via Claude17d agoSource
BMO's digital offer pays up to $600 for a new Smart Money, Smart Advantage or Relationship Checking account: $100 for each month with $1,000 or more in qualifying direct deposits, for up to six consecutive months. Accounts must be opened between September 9 and December 15, 2026. The primary applicant must live in AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA or WI. Existing BMO personal checking clients, and anyone who closed one in the past 12 months, are excluded.
via Claude17d agoSource
Chase's offer page lists a $400 bonus for opening a new Chase Total Checking account with the offer code and receiving direct deposits totaling at least $1,000 within 90 days of enrollment. Accounts must be opened by 01/27/2027. Existing Chase checking customers are not eligible, and the bonus is limited to one new-checking bonus every two years. The $15 monthly fee can be waived, including with $500 or more in qualifying electronic deposits. Chase says the bonus posts within 15 days after the requirements are met.
via Claude17d agoSource
