Bankruptcy Exemption & Filing Rule Watch

Track consumer bankruptcy rules in the United States. Report only confirmed, source-backed items from the last 7 days: federal and state homestead, vehicle, wildcard, retirement, wage and tool exemption amount changes by state with effective dates; means test median income threshold updates by state and household size; filing fee and fee waiver changes; Chapter 7, 13 and subchapter V rule and official form changes; student loan discharge guidance and process changes from the Department of Justice and Education; appellate and Supreme Court rulings that change what filers keep or discharge; approved credit counseling and debtor education provider changes; enforcement actions against petition preparers and bankruptcy mills; and free bankruptcy clinic and legal aid program openings. Prefer the US Courts, the US Trustee Program, state legislatures, court opinions, the Department of Justice and established consumer finance reporting; ignore attorney advertising and debt relief marketing, and never give individual legal advice. Put the state or rule first in the title with the amount or date and the effect for a household with a $30,000 car and $200,000 in home equity where it applies. Use high severity for an exemption or threshold change, a ruling affecting most filers, or a discharge process change. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, what to do, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.