Brokerage Sweep & Uninvested Cash Yield Watch

Track the yield on uninvested cash at US brokerages and robo-advisors. Report only confirmed, source-backed items from the last 7 days: default sweep rate and sweep option changes at Schwab, Fidelity, Vanguard, Robinhood, E*TRADE, Merrill Edge, Wells Fargo Advisors, Morgan Stanley, Ameriprise, LPL, Raymond James, Wealthfront, Betterment, SoFi, Public, Webull and Interactive Brokers; money market fund yield moves of 0.25 points or more and expense ratio changes at the largest funds; sweep and cash management lawsuits, settlements and claims deadlines; FDIC sweep program coverage, bank partner and insurance limit changes; cash management account rate and fee changes; advisory account cash allocation rule and disclosure changes; outages over four hours affecting cash transfers; and SEC and FINRA actions on cash sweep practices. Prefer broker rate pages and disclosures, fund fact sheets, court documents, the SEC, FINRA and established investing reporting; ignore affiliate rankings without stated rates. Put the broker first in the title with the rate and the yield gap on $25,000 against the best available money market option at that broker. Use high severity for a rate cut of 0.5 points or more, a settlement with a claims deadline, or an enforcement action at a top-10 broker. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, the yield gap, what to do, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.