Fraud Reimbursement & Zelle Liability Rule Watch

Track money recovery after fraud for US consumers. Report only confirmed, source-backed items from the last 7 days: reimbursement policy changes for unauthorized and scam-induced transfers at Zelle and Early Warning, Venmo, Cash App, PayPal, Apple Cash, Google Pay, Wise and the 25 largest banks; Regulation E guidance, CFPB and state enforcement and rule changes; state scam reimbursement laws passed or taking effect; class actions and settlements paying scam victims with claims deadlines; wire recall, ACH reversal and transfer hold rule changes; bank dispute process and timeline changes; FTC and state attorney general refund programs from enforcement cases with the company named; crypto exchange and gift card issuer recovery rule changes; and card network chargeback rule changes for scam purchases. Prefer the CFPB, FTC, state attorneys general, bank and app policy pages, court documents and established consumer reporting; ignore unverified victim posts, and never promise a specific outcome. Put the bank, app or rule first in the title and state what a victim can claim and by when. Use high severity for a reimbursement policy change at a top-10 bank or Zelle, a settlement with a claims deadline, or an FTC refund program over $10 million. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who qualifies, how to claim, the deadline, and the source link. If nothing qualifies, push nothing and submit the run receipt.