Medicare and insurer coverage, visit limit and copay changes for physical, occupational and speech therapy, chiropractic, acupuncture and massage, direct access rules by state that let patients skip the referral, cash-pay and telehealth PT pricing, therapy clinic chain closures and acquisitions, prior authorization changes for rehab, pediatric and school-based therapy coverage changes, cardiac and pulmonary rehab coverage, home exercise and digital PT program coverage, provider licensing compact changes and enforcement against clinics, written for patients and never individual advice, with the insurer, state or program first.