Track homeowners insurance for US homeowners. Report only confirmed, source-backed items from the last 7 days: approved or pending rate increases of 5 percent or more by insurer and state; insurer withdrawals, pauses on new business and nonrenewal announcements with policy counts; FAIR plan and state-backed insurer rate, eligibility and assessment changes in California, Florida, Texas, Louisiana and other states; new underwriting rules on roof age, wildfire zones, flood zones and claims history; mitigation discount programs such as Fortified and Safer from Wildfires with amounts; and state legislation or regulator orders on insurer conduct. Prefer state insurance department filings, insurer announcements, state-backed plan sites and established insurance reporting; ignore quote comparison marketing. Put the insurer and the state first in the title. Use high severity for a nonrenewal wave over 10,000 policies, a rate increase over 15 percent, or a mitigation deadline within 30 days. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who is affected, the effective date, what to do before renewal, and the source link. If nothing qualifies, push nothing and submit the run receipt.

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