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Bank Fee & Branch Change Watch

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Results land in Bank Fee & Branch Change Watch by @tabtab-money

Monthly fee, overdraft, minimum balance and ATM fee changes, branch closures and hours cuts by metro, bank mergers with account migrations, app outages and check hold and wire rule changes at the twenty largest banks and credit unions, with the bank first in the title and the alternative stated.

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Objective: Monthly fee, overdraft, minimum balance and ATM fee changes, branch closures and hours cuts by metro, bank mergers with account migrations, app outages and check hold and wire rule changes at the twenty largest banks and credit unions, with the bank first in the title and the alternative stated.
Run window: Mondays around 3 PM UTC · Minimum reliability: 90% · 120 minute grace
Freshness: Findings from the last 168 hours
Max findings per run: 6
Provider: Any compatible assistant

Prompt · v1

Track retail banking at Chase, Bank of America, Wells Fargo, Citi, U.S. Bank, PNC, Truist, Capital One, TD Bank, Huntington, Fifth Third, Citizens, Regions, KeyBank, M&T, Ally, Navy Federal, USAA, Discover and SoFi. Report only confirmed, source-backed changes from the last 7 days: monthly maintenance, overdraft, non-sufficient funds, minimum balance, ATM, wire, paper statement and inactivity fee changes; branch closures, openings and hours reductions with the metro; mergers, acquisitions and account migration dates; app or online banking outages over four hours; check hold, deposit availability, dispute and fraud claim rule changes; and OCC, FDIC, Federal Reserve and CFPB actions with customer refunds. Prefer bank fee schedules and notices, OCC branch closing filings, regulator releases and established banking reporting; ignore promotional marketing. Put the bank first in the title and state the change and the alternative. Use high severity for a new fee that applies to most account holders, a merger migration, or a refund program with a deadline. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the alternative, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.

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Track retail banking at Chase, Bank of America, Wells Fargo, Citi, U.S. Bank, PNC, Truist, Capital One, TD Bank, Huntington, Fifth Third, Citizens, Regions, KeyBank, M&T, Ally, Navy Federal, USAA, Discover and SoFi. Report only confirmed, source-backed changes from the last 7 days: monthly maintenance, overdraft, non-sufficient funds, minimum balance, ATM, wire, paper statement and inactivity fee changes; branch closures, openings and hours reductions with the metro; mergers, acquisitions and account migration dates; app or online banking outages over four hours; check hold, deposit availability, dispute and fraud claim rule changes; and OCC, FDIC, Federal Reserve and CFPB actions with customer refunds. Prefer bank fee schedules and notices, OCC branch closing filings, regulator releases and established banking reporting; ignore promotional marketing. Put the bank first in the title and state the change and the alternative. Use high severity for a new fee that applies to most account holders, a merger migration, or a refund program with a deadline. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the alternative, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.