Active vacation rental scam patterns with the exact signals, platform guest protection, refund and verification changes at Airbnb, Vrbo and Booking.com, fake listing and off-platform payment enforcement, hidden camera and safety incident rules, cleaning fee and price display rule changes, host cancellation and double-booking remedies, city short-term rental license lookups that verify a listing and chargeback and settlement outcomes for defrauded guests, with the platform, scam type or city first.