Seller disclosure law changes by state including flood, fire, climate, death, crime and mold disclosures, home inspector licensing and standards changes, inspection waiver and pre-inspection rule changes, appraisal rule changes including bias, reconsideration of value and automated valuation rules at Fannie Mae, Freddie Mac and FHA, appraisal gap and waiver program changes, radon, sewer scope and specialty inspection rules, inspection contingency and repair negotiation rule changes, enforcement against inspectors and appraisers and buyer rights when a defect is found after closing, with the state, agency or rule first and what a buyer can demand.