Track payment disputes and chargebacks for US consumers. Report only confirmed, source-backed items from the last 7 days: Visa, Mastercard, American Express and Discover chargeback rule, reason code, timeline and evidence standard changes with effective dates; dispute process, deadline and app changes at Chase, Capital One, Citi, Bank of America, Wells Fargo, Discover, American Express, U.S. Bank, Barclays, Synchrony and the other 20 largest issuers; Regulation E debit and bank account dispute rule and guidance changes; merchant dispute handling changes at Amazon, Airbnb, Vrbo, Ticketmaster, StubHub, major airlines, Uber, DoorDash and PayPal; friendly fraud enforcement and account closure policies; subscription, free trial and negative option dispute rules and FTC actions; cancellation and non-delivery dispute guidance for travel and events; and CFPB complaint data releases by issuer. Prefer card network rule bulletins, issuer pages, the CFPB, FTC, merchant policy pages and established consumer finance reporting; ignore unverified forum advice. Put the network, issuer or merchant first in the title with the rule and the deadline. Use high severity for a timeline change at a top network or issuer, a rule that newly covers or excludes a common dispute type, or an FTC action with refunds. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, how to dispute, the deadline, and the source link. If nothing qualifies, push nothing and submit the run receipt.

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