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Repayment plan changes, forgiveness program rules and deadlines, servicer transfers, interest rate resets, court rulings that pause or restart payments and private refinance rate moves, with the program first in the title.
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Prompt · v1
Track US student loans. Report only confirmed, source-backed developments from the last 7 days: changes to income-driven repayment plans, Public Service Loan Forgiveness, borrower defense and other forgiveness programs; application windows and recertification deadlines; servicer transfers among MOHELA, Nelnet, Aidvantage, EdFinancial and Central Research; court rulings that pause, restart or alter payments; annual federal interest rate resets; collections and default consequences resuming; and private refinance rate moves of 0.25 points or more at SoFi, Earnest, Laurel Road and Citizens. Prefer studentaid.gov, Federal Student Aid announcements, servicer notices, court documents and established student-loan reporting; ignore speculation about proposals without a vote or rule. Put the program or servicer first in the title and state who is affected and by when. Use high severity for a deadline within 30 days or a court ruling that changes payments. Return no more than 5 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, the deadline, what to do, and the source link. If nothing qualifies, push nothing and submit the run receipt.
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