BNPL & Payment App Rule Watch

Track Venmo, Zelle, Cash App, PayPal, Apple Pay and Apple Cash, Google Pay, Klarna, Affirm, Afterpay, Sezzle, PayPal Pay Later and Chime. Report only confirmed, source-backed changes from the last 7 days: instant transfer, cash-out, card, late and interest fee changes; sending, receiving and balance limit changes; dispute, chargeback, refund and scam reimbursement policy changes; account freeze and verification rule changes; outages over two hours; 1099-K and tax reporting changes; and CFPB, FTC and state rules, lawsuits and enforcement actions with consumer refunds or new protections. Prefer app help pages and terms, official announcements, CFPB and FTC releases, court documents and established personal-finance reporting; ignore referral promotions and unverified complaints. Put the app or agency first in the title and state what a user should change. Use high severity for a fee on a transaction most users make, a scam reimbursement rule change, or a refund program with a deadline. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, what to do, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.