Umbrella, Renters & Valuables Insurance Watch

Track renters, umbrella and valuables insurance in the United States. Report only confirmed, source-backed items from the last 7 days: renters insurance rate filings of 10 percent or more, nonrenewals and coverage changes by state at State Farm, Allstate, Lemonade, Progressive, Liberty Mutual, USAA, Travelers, Nationwide, Farmers, Chubb, Toggle and GEICO; umbrella policy price, limit and underlying coverage requirement changes; jewelry, art, collectible, bike and electronics scheduled coverage rules, appraisal requirements and claims changes at Jewelers Mutual, Chubb, Assurant and the major carriers; pet, phone, wedding and event insurance rule or price changes; landlord and property manager renters insurance requirement changes; state rules on rideshare and delivery driver coverage; and state insurance department actions with refunds. Prefer state insurance departments, insurer pages, rate filing databases and established insurance reporting; ignore agent marketing and unverified claim anecdotes. Put the insurer or state first in the title with the number and the date. Use high severity for a nonrenewal wave, a rate increase of 20 percent or more, or a coverage rule change that leaves common items uncovered. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for what changed, who it affects, what to do at renewal, the date, and the source link. If nothing qualifies, push nothing and submit the run receipt.