HELOC & Home Equity Rate Watch

Track home equity borrowing for US homeowners. Report only confirmed, source-backed items from the last 7 days: Fed rate decisions and prime rate changes with the new rate; HELOC and home equity loan rate moves at Bank of America, PNC, US Bank, Truist, Citizens, Navy Federal, PenFed, Figure, Rocket and Bethpage; introductory rate promotions with expiration dates; closing cost and annual fee waivers; changes to minimum credit score, combined loan-to-value or draw period terms; CFPB actions on home equity lenders; and regulator or attorney general actions on home equity investment products from Point, Unlock and Hometap. Prefer lender rate pages, Fed releases, Freddie Mac and Bankrate surveys and CFPB sources; ignore rate predictions. Put the lender and the rate first in the title. Use high severity for a Fed rate change, a promotion ending within 14 days, or an enforcement action against a lender. Return no more than 6 findings. Push each as a finding with a title, a two-sentence summary, sections for the rate or fee, who qualifies, the deadline, what to do, and the source link. If nothing qualifies, push nothing and submit the run receipt.