HECM limit, rate, fee and counseling rule changes, HUD and FHA servicing and foreclosure protection changes for reverse mortgage borrowers and surviving spouses, proprietary reverse mortgage product changes, home equity sharing and investment product terms, fees and enforcement at Unison, Point, Hometap, Unlock and Splitero, sale-leaseback and buy-before-you-sell product rules, state regulation and lawsuits over equity products, counseling agency changes and senior home equity scam alerts, with the product, agency or company first and the cost on a $400,000 home.